King Sasanka – Sri Lankan Writer & Retired Aviation Professional.

Investigation Report: NDB Operational Fraud Incident Date: April 6, 2026 Subject: Analysis of LKR 13.2 billion Internal Fraud & Institutional Stability   1. Liquidity Analysis: Does the bank have the cash? The Claim: NDB claims they have enough liquidity to withstand the hit. The Data: * Total Assets: NDB’s total asset base is approximately LKR 990 billion . The LKR 13.2 billion loss represents roughly 1.3% of their total assets. While a significant sum, it is not "existential."   Liquidity Coverage Ratio (LCR): At the end of 2025, NDB reported an LCR of 257.3% (Rupee) and 208.5% (All Currency)—well above the regulatory minimum of 100%. Capital Adequacy (CAR): Even after absorbing this loss, NDB remains above the regulatory minimums for Common Equity Tier 1 (7%) and Total CAR (12.5%). The Verdict: YES. The bank is technically solvent and liquid. The loss is being absorbed by internal reserves and capital , not by dip...

The Silent Emergency:  The Silent Emergency: 5 Life-Saving Choking Facts That Contradict Everything You’ve Been Taught Introduction: The Seconds That Count Choking is a silent, terrifying emergency. In a matter of seconds, a normal meal can transform into a life-threatening crisis. When someone stops breathing, the natural human response is to panic, yet panic often triggers "old-school" habits that can actually make the situation worse. In an emergency, every second counts, and having the right knowledge is the difference between a successful rescue and a tragedy. To protect those around you—and even yourself—you must unlearn common myths and master the modern protocols for airway obstructions. When a Cough is a Good Sign (and Why Silence is Deadly) The first step in any choking emergency is to assess the victim using the "Golden Rule." Simply put:  If they can speak or cough, keep your hands off. Before you intervene, listen carefully. If the person is cou...

Stop and Think: The Critical 'No-Touch' Rule at Accident Scenes The Injury Happened During the Accident; The Disability Happens During the Rescue. We have all seen it: a crowd rushes toward a crashed vehicle, well-meaning hands reach in to pull a victim out, and the "rescue" begins before the dust has even settled. While the intention is noble, the medical reality is often grim. Without the right training, a bystander’s attempt to help can turn a temporary injury into a lifetime of disability. 1. The "Invisible" Spine Injury The most dangerous thing you can do to an accident victim is move them. High-impact collisions often cause fractures in the vertebrae. If the spine is unstable, a single tug or a lift can sever the spinal cord. The Rule: Unless the vehicle is on fire or sinking, leave them where they are. The car seat acts as a natural brace. 2. The Biohazard Reality In a crisis, we often forget our own safety. Coming int...

  Secure Your Mask First: The Essential Art of Financial and Personal Self-Preservation We often see heartbreaking news stories of elderly individuals abandoned on roadsides or left in precarious situations, despite having once possessed wealth and raised families. Many of these individuals spent their life's earnings on their children’s education, weddings, or business ventures, only to find themselves without a safety net when their own strength faded. While it is natural to blame the "unthankful child" or a "failed system," there is a deeper, more systemic lesson to be learned about personal sustainability. To truly help others, you must first ensure you are not a casualty of your own generosity.   The Aviation Rule for Life In aviation, the safety demonstration is mandatory for a reason. If a cabin depressurizes, the instruction is clear: “Secure your own mask first before attempting to assist others.”   This is not a suggestion of egoism; it is a...

We often approach new ideas with our minds already filled with "pre-packaged" opinions.  But the best way to truly master anything is to adopt the “Empty Cup” approach. What does it mean?   It is a Zen Buddhist teaching that encourages us to approach a subject with a completely open mind, free of ego or preconceived notions.  It’s about being eager to know, rather than eager to prove what we already know. Wisdom through the ages: The Zen Perspective: You cannot pour fresh tea into a cup that is already full. To learn, you must first create space. The Socratic Method: Even the great Greek philosopher Socrates lived by this. He famously realized that true wisdom begins when you admit, "I know nothing." Why adopt this today?   When we let go of the need to be "right" or "expert" from the start, we remove the barriers to deep understanding.  It makes learning faster, easier, and much more enjoyable. Next time you start a new project, read a book, o...