King Sasanka – Sri Lankan Writer & Retired Aviation Professional.

CTLD.N0000 — Is This Property Share Cheap? CT Land Development PLC (CTLD) is currently trading around Rs.35.60 , compared with reported net assets of Rs.62.42 per share . Using a simple 10-point Quick Score : 🔴 P/E — 0/2 P/E is around 20.8× on the latest trailing earnings picture. 🟡 EPS Growth — 1/2 FY2026 EPS improved about 11.7% , but the latest quarter reported a significantly larger loss. 🔴 ROE — 0/1 Estimated FY2026 ROE is only around 4.4% . 🟢 Debt — 1/1 Debt/equity is about 0.44× , although borrowings increased sharply during the year. 🟢 P/B — 1/1 At about 0.57× book value , CTLD trades well below reported net assets. 🔴 Cash Flow — 0/1 Operating cash flow turned negative at about Rs.386.6 million . 🔴 Dividend Record — 0/1 No regular dividend is currently reflected in the available history. 🟢 Competitive Position — 1/1 The company owns/manages Majestic City , a long-established Colombo commercial property currently benefiting from majo...

  From Spare Change to Shareholder: How to Start Investing with Just Rs 500 "I’d love to invest, but I don’t have enough money." One of the biggest lies we tell ourselves is: "I'll start investing when I have a lot of money."   The truth?  You can become a shareholder for the price of a couple of coffees.  I’ve put together a simple, step-by-step guide on how to start your portfolio with just Rs 500 . No complicated jargon—just a practical plan to turn your daily brands into your future assets. It’s the most common excuse in the book.  Many people believe the stock market requires a massive capital injection to get started.  I’m here to tell you that’s simply not true.  You can begin your journey as a part-owner of a major company with as little as Rs 500 . If you have the discipline, here is the blueprint to turn your small change into a growing portfolio. Step 1: Set the Foundation Before you buy your first share, you need a system that...

Discover how to beat inflation and grow your wealth with the powerful 75/15/10 money plan.  Learn practical budgeting, smart investing, and disciplined saving strategies to protect your future from rising prices.  This covers opening the right bank accounts, automating savings, and investing consistently for 10 years to achieve financial freedom.  Perfect for beginners wanting long-term wealth building, debt-free living, and simple financial habits that work in any economy. The 75/15/10 Money Plan “Is there a way to get rich?” Without hesitation, I said, “Yes.” The person who asked was shocked. I continued: “Learn how to beat inflation.” They didn’t look convinced—so I broke it down for them. Why Inflation is Your Silent Enemy Imagine you earn Rs. 1,000 per month : Spend it all → You survive, but stay trapped in the paycheck-to-paycheck cycle. Spend Rs. 1,100 → You fall into debt (credit cards, high-interest loans). Spend Rs. 900 → You...