Welcome to Sri Lanka ( The Delicate Balance: Private Business, Public Pe...

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A Beginner’s Guide to Investing in the Colombo Stock Exchange (CSE)

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Entering the stock market is a significant step toward financial growth.  This guide is designed to clear up common concerns and provide a clear path for new investors to start trading with confidence . Step 1: Open a CDS Account The first requirement is to open a Central Depository System (CDS) account . This acts as a digital vault for your shares. How to Apply: You can register through the CSE Mobile App or directly via the CDS website . Links: * CSE Mobile App (Google Play) CDS Online Account Opening Requirements: You will need to provide your National Identity Card (NIC) number, personal bank account details, and a photograph . Security: Your data is safe; the system strictly follows GDPR and data protection regulations . Step 2: Choose a Stockbroker You cannot trade directly on the floor; you must select an authorized Stockbroker to facilitate your trades . Facilitation: Brokers act as a bridge between buyers and sellers . Selection: You can find a list of authoriz...
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Arrivederci My Friend !

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We were getting ready at the famous J12 to watch the cricket match between India and Sri Lanka in the Cricket World Cup series in 1996 .  Primus suddenly walked in with a few papers and a very serious-looking face. He took me to one side and broke the news that my father had passed away in Sri Lanka a little while ago. The whole J12 mood changed from festive to sombre, and I got dressed up immediately and went to get my leave and travel sanctioned. That same night, Primus accompanied me to the airport for my homebound travels. Both of us knew well that the flight was fully booked and the chances of getting a seat for a rebated ticket were extremely remote, but I had no choice except to take a chance. Luckily for me, that night shift in charge was none other than Late Mr Dharshan Nissanka. Seeing us trying to approach the check-in counters, he came running towards us, stating "Is this a time for you to travel? Don’t you know the flights are overbooked during this period...
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The Compounding Effect: Small Choices, Radical Transformation

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The personal compounding effect applies the concept of compound interest from finance to your daily life. It's the idea that small, seemingly insignificant actions, when done consistently over a long period, will accumulate and lead to massive results. This effect can be a powerful force for both positive and negative change in your life. The Formula of Personal Compounding The core of personal compounding is a simple formula: Small, Smart Choices + Consistency + Time = Radical Transformation.   Small, Smart Choices: These are the micro-decisions you make every day. For example, reading 10 pages of a book, choosing to take the stairs instead of the elevator, or spending 15 minutes learning a new skill. Individually, these actions don't seem like much. Consistency: The key to this principle isn't the size of the action, but its frequency . Doing something small every single day is far more effective than doing something big on...
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